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Is being self-employed keeping you from qualifying for a home loan? Being self-employed has its perks. However, financing usually isn't one of them. We work with borrowers who don't have traditional forms of verifiable income. So, if you're self-employed, a contractor, or business owner you may qualify for a fixed or adjustable-rate mortgage using your bank statements, 1099 form, or CPA-prepared profit and loss (P&L) statement. Let us help you find your dream home!
30 in-house programs & 26 delegated investor programs
Most homeowners get into adjustable-rate mortgages for the lower initial payment, and then usually refinance the loan when the fixed period ends. At that time, the interest rate becomes variable, or adjustable, and the homeowner would likely refinance into another ARM, something fixed, or sell the home outright.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your customized rate comparison below: